Here's When You'll Get Your Stimulus Check from the IRS

The IRS started issuing 5 million checks per week this week, and the process could take up to 20 weeks for everyone who qualifies to receive theirs

click to enlarge Here's When You'll Get Your Stimulus Check from the IRS
Photo: Sharon McCutcheon

Haven't gotten your stimulus check yet?

Those payments — $1,200 for individuals making less than $75,000 a year and $2,400 for married couples making less than $150,000 a year plus an extra $500 for each dependent child — are part of the $2.2 trillion Coronavirus Aid, Relief and Economic Security (CARES) Act Congress passed late last month. The payments taper off for those higher up on the income scale, phasing out entirely for single people making more than $99,000 a year and couples making more than $198,000 a year.

The Internal Revenue Service issued its first round of payments via direct deposit the week of April 13.

The U.S. Treasury estimates that over 80 million Americans received their money this way. This first round included those who filed their 2018 and 2019 income taxes and provided their direct deposit info to the IRS as well as Social Security and SSI beneficiaries.

So, what if you didn't get yours?

You can still try for direct deposit. 

A memo from the House Ways & Means Committee says: "Individuals can provide their direct deposit information by using one of the two IRS portals: (1) Get My Payment (for tax filers who did not provide direct deposit information on their 2018 or 2019 return) and (2) Non-Filers: Enter Payment Info (for individuals who are not required to file tax returns)."

The memo says, "Individuals who enter their direct deposit information into the portals by Thursday of a week reportedly will be paid the following week."

Or the next round of payments will be made by literal paper checks, sent through the mail, starting the week of April 20. 

The IRS will be issuing about 5 million checks per week and the process could take up to 20 weeks. Checks will be issued in reverse adjusted gross income order, with those making the least amount of money receiving their stimulus payments first.

Here's a schedule of payments (which could change at any time), according to Forbes, as first reported by The Washington Post:

  • Less than $10,000: April 24
  • $10,001 - $20,000: May 1
  • $20,001 - $30,000: May 8
  • $30,001 - $40,000: May 15
  • $40,001 - $50,000: May 22
  • $50,001 - $60,000: May 29
  • $60,001 - $70,000: June 5
  • $70,001 - $80,000: June 12
  • $80,001 - $90,000: June 19
  • $90,001 - $100,000: June 26
  • $100,001 - $110,000: July 3
  • $110,001 - $120,000: July 10
  • $120,001 - $130,000: July 17
  • $130,001- $140,000: July 24
  • $140,001 - $150,000: July 31
  • $150,001 - $160,000: August 7
  • $160,001 - $170,000: August 14
  • $170,001 - $180,000: August 21
  • $180,001 - $190,000: August 28
  • $190,001 - $198,000: September 4
  • Remaining checks: September 11

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